Finance Center

Ease Through the Auto Financing Process at Jeff Wyler Springfield Toyota

The jump between car shopper and car owner is a thrilling one. Whether you plan to finance or lease your next Toyota vehicle, our team here at Jeff Wyler Springfield Toyota is ready to help you make that leap and guide you towards that moment when you can finally drive your dream car home. So, if you're ready to make your next move, our helpful team of auto financing experts in Springfield will work with local banks and lenders to help drivers from Fairborn, London, OH, and surrounding communities find an affordable financing solution for their needs.

Loan or Lease - Which is Right for You?

Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.

Find Out Just How Easy Financing Your Next Car Can Be With the Help of Jeff Wyler Springfield Toyota

While financing a car can be a trying endeavor at other dealerships around Dayton and Urbana, OH these days, you'll find it refreshingly simple here at Jeff Wyler Springfield Toyota. Feel free to fill out our online credit application to save some time, or drop by our dealership to ask our team any questions you might have.

Your privacy is important to us.

Jeff Wyler Springfield Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Loan Calculator

Our car loan shoppers like to use our vehicle loan calculator, or car payment calculator, to help them in their car buying decision, to ensure their monthly car payments work with their budget. You will find it on any vehicle details page. By answering just a few basic questions, such as providing the price of the new or used car, truck, van, minivan, or SUV you are looking for, the estimated down payment or trade-in value you intend to provide, as well as the estimated term and finance rates. This will give you an estimated monthly payment. You can also take the other direction and estimate how much you can afford for a car loan. Call us and our car loans specialist will assist you. We can also get you pre-approved for a car loan in just seconds!

Loan with Bad Credit

If you are buying a car, but are concerned about getting a loan with bad credit, Jeff Wyler can help you. We have the relationships with car lending institutions that specialize in bad credit, or special financing needs for car loans, and we can help you. We will need to ask you several questions, as well as give you a list of items to provide to assist you with bad credit auto financing. All credit types are accepted, regardless of past history. There is no obligation and no application fee, and all makes and models of trucks, cars, vans and SUVs are eligible. We have helped thousands of people with bad credit in buying a car since we opened in 1973, and we are confident we can help you as well. If you believe you are upside down with your current car loan, we can review your current loan and help identify the options available to you.

If you have been turned down in the past, let our auto financing professionals help you. We can help you to find the best finance deal even with credit problems, and even help you to re-establish your car credit while driving your new vehicle.

Jeff Wyler, Your Auto Loans Specialist

For finance and credit needs, Jeff Wyler is your auto loans specialist. We will review your car credit situation, whether you have good credit or bad credit, and help to identify top tier financing for well qualified buyers, as well as assist with special financing for bad credit car loans. We will also review additional financing options like GAP insurance and more that can provide additional benefits.

Our highly satisfied auto loans customers come from throughout Ohio, Kentucky and Indiana, including Cincinnati, Dayton, Columbus, Sharonville, West Chester, Middletown, Mason, Oxford, Forest Park, Kettering, and Covington (KY).

Should I Buy or Lease?

Unsure of whether buying a car or leasing a car works better for you? Learn more about buying vs. leasing here.